Accounts with a zero balance will continue to be charged applicable fees (like the monthly service fee) until you request to close your account.Please refer to the Deposit Account Agreement and Consumer Fee and Information Schedule for more information. When checks and preauthorized automatic payments (ACH) are presented for payment and your account doesn't have enough money, we may pay the item(s) into overdraft or return the item(s) unpaid and overdraft or return item (Non-Sufficient Funds/NSF) fees may be assessed.When you have a previously authorized transaction, such as ATM and debit card transactions, account transfers, and Wells Fargo Online Bill Pay transactions, presented for payment and your account doesn't have enough money, we will pay the item(s) into overdraft and an overdraft fee may be assessed.Review your statements for automatic transactions and cancel them by contacting the merchant(s).If your account is enrolled in the optional Debit Card Overdraft Service, you can unenroll by contacting a Wells Fargo banker.This information may help you avoid additional transactions and fees: Overdrawn accounts that need to be brought back to a zero or positive balance.Balance sweep feature needs to be removed.Funds pledged for collateral or other purposes that need to be released.Legal or bank restrictions that need to be resolved.Portfolio by Wells Fargo ® Checking accounts that need to process a statement the statement will be finalized no later than the third business day of the month.Or, you can sign on to Wells Fargo Online ® to see if you have the option to reactivate your account online. Ask a Wells Fargo banker to reactivate your account. Inactive accounts that need to be reactivated.Transactions in process, including Overdraft Protection transfers, that need to post.
When you request closure by phone or in person, we'll inform you if your account has a condition that prevents closure. All deposits, outstanding and pending items are posted.Īre there conditions that may prevent closure?.The account has a positive or zero balance.We can close most accounts immediately when: You may request to close your account anytime. If outside of the U.S., complete the Account Closure or Partial Withdrawal Request form (PDF) and send it to us by mail.Or visit a Wells Fargo branch near you.We appreciate your business, but if you choose to close your account, the information provided below will assist you in completing your request.
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